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Professional Indemnity Insurance Food Consultant

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Posted 11 June 2013 - 09:28 AM

Hi All, 

I've just set up my own food consultancy business and I'm in the process of getting quotes for Professional Indemnity Insurance. I was wondering what level of indemnity I should choose? It tends to range from £50,000 to £5,000,000. 

Your feedback would be appreciated! 

Thanks ;-)


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Posted 12 June 2013 - 07:46 PM

Hi Stilton79,


I have been in the consultancy business since 2006 based in the UK but with global clients.


My current level of Professional Indemnity (PI) insurance is £1m.


I have recently had to increase this due to the requirements of one client.


You might find some clients are happy with a "low" level of PI insurance and others not!


My gut feel would be to go with similar cover but then again, I don't know your clients ie small family business or multinational corporations who have spent £££m developing their brands. No easy answer, if a client doesn't like the cover you have ... they will soon tell you!


Good luck!



Ian R

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Posted 12 June 2013 - 09:42 PM


Our PI insurance is currently £2m

And this has been sufficient for all clients apart from one (the government)




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Posted 14 June 2013 - 08:32 AM

I'm a 'one-man-band' food safety consultant part-time, and I have £500K professional indemnity and £1M public liability insurance, which seems to keep my clients happy.


As a guide, that shouldn't cost more than £400 per year - mine is £204 through my professional organisation, but that's very competitive.



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