Oh my goodness! I know that food safety is first and foremost on your mind and that´s probably why you want to bring the pH down so low, but I would go with Hongyun´s advice about hot filling in a hot environment.
With a name like Mexicorn, I think your idea is to present your consumers with a Mexican taste. Guatemala is Mexico´s southern neighbor, with whom we share many recipes, so even though I don´t know about industrial production of black beans, as a daily consumer of this staple, please allow me to make some observations. Acid tasting beans would signify spoilage for us; likewise, sweet beans are unheard of in this part of the world. Once, I did try some US produced beans that were sweet and it´s an experience I do not want to repeat. (Well, there is one Guatemalan recipe that calls for sweet refried beans: rellenitos, which is a mashed plaintain ball filled with sweet beans and then fried.)
The whole process of boiling the beans until they are soft enough to be edible, and then cooking them to make a paste (for dip, as you say) would do away with any bacteria. Packing in airtight containers should do the trick. Local producers pack the beans in cans or pouches. I´d be more worried about rancidity from the oil used to make the paste, than with any bacterial issues.